Disability Insurance

    
What would happen if your paychecks stopped because you were sick or injured and unable to work? What if you couldn’t work for months or years?

You would still have to pay all your monthly bills, including food, utilities, house and car payments. Add in things like tuition and retirement funding, and it’s easy to see how savings could quickly disappear.

Unfortunately, you may not be able to rely on other income sources like Social Security to protect you. In many cases, they don’t apply or aren’t enough.

• Social Security disability payments are limited to disabilities expected to last at least 12 months or end in death. To qualify, you must be unable to engage in any type of work.


• Personal Savings can best be used to build a comfortable future. Add up your monthly bills, then multiply by 12 and you can see how fast even substantial savings can be depleted by unexpected illness or injury.
    

    
We offer Disability Income Insurance policies that:     

    


• Provide monthly income to help maintain your standard of living
• Can be customized to fit your particular situation
• Help you retain independence and dignity without burdening others
• Help keep your financial dreams and goals for the future intact.